Michael Garff

NMLS # 1951338

801-573-0063

Michael.garff@gmail.com

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Home Equity Loans vs. HELOC: Which is Right for You?

Home Equity Loans vs. HELOC: Which is Right for You?

In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Home equity loans and lines of credit emerge as two prominent pathways for homeowners intent on leveraging their

Aug 29, 2024 | Credit

How High Balance Loans Can Help You Afford a Home in Expensive Markets

How High Balance Loans Can Help You Afford a Home in Expensive Markets

Entering the real estate market in an area with high home prices can be a daunting task. However, there’s a financial tool that can help bridge the gap between your budget and the home of your dreams: High Balance Loans. These specialized loans are

Aug 27, 2024 | Purchasing a Home

Discover the Benefits of USDA Loans

Discover the Benefits of USDA Loans

When it comes to financing your home, choosing the right loan can make all the difference. For those looking to buy a home in rural or suburban areas, USDA loans offer a unique set of advantages that can make homeownership more affordable and accessible.

Aug 22, 2024 | Purchasing a Home

Housing Assistance Programs for Veterans

Housing Assistance Programs for Veterans

For many veterans, the dream of owning a home is within reach thanks to specialized housing assistance programs. These programs are designed to help those who have served our country transition into homeownership with ease and financial support. Understan

Aug 20, 2024 | VA Loans

Essential Guide to Home Inspections: Safeguard Your Investment

Essential Guide to Home Inspections: Safeguard Your Investment

Buying a home is a thrilling journey filled with anticipation and, at times, uncertainty. As you approach the final stages of this journey, one critical step remains: the home inspection. This stage provides a vital opportunity to look beyond the surface

Aug 15, 2024 |

A Guide to Freddie Mac CHOICERenovation Loans

A Guide to Freddie Mac CHOICERenovation Loans

The Freddie Mac CHOICERenovation loan may not be widely known but could be the perfect solution for your home renovation needs. This option is designed to help you achieve your renovation goals without causing financial strain, offering a seamless way to

Aug 13, 2024 | Refinancing a Home